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.payback{background:#fff;padding:96px 20px;scroll-margin-top:72px}.payback-eyebrow{letter-spacing:2.5px;color:var(--color-wine);margin-bottom:.75rem;font-size:.72rem;font-weight:700;display:inline-block}.payback h2{color:var(--color-black);margin-bottom:1rem;font-size:1.8rem;font-weight:700;line-height:1.3}.payback-grid{grid-template-columns:repeat(3,1fr);gap:1.75rem;margin-top:3rem;display:grid}.payback-card{width:100%;font:inherit;text-align:left;color:inherit;cursor:pointer;background:#fff;border:1px solid #00000012;border-radius:16px;flex-direction:column;padding:0;scroll-margin-top:110px;transition:transform .3s,box-shadow .3s,border-color .3s;display:flex;overflow:hidden;box-shadow:0 10px 24px #0000000d}.payback-card:hover{border-color:#8b3a3a59;transform:translateY(-6px);box-shadow:0 20px 40px #0000001a}.payback-card:focus-visible{outline:2px solid var(--color-wine);outline-offset:3px}.payback-card__img{aspect-ratio:16/10;display:block;position:relative;overflow:hidden}.payback-card__img img{object-fit:cover;width:100%;height:100%;transition:transform .6s;display:block}.payback-card:hover .payback-card__img img{transform:scale(1.05)}.payback-tag{color:#b7791f;letter-spacing:.5px;text-transform:uppercase;background:#ffffffeb;border-radius:999px;padding:.35rem .8rem;font-size:.7rem;font-weight:700;position:absolute;top:14px;left:14px}.payback-tag--ev{color:#2b6cb0}.payback-card__body{flex-direction:column;flex:1;padding:1.35rem 1.5rem 1.4rem;display:flex}.payback-card__title{font-family:var(--font-playfair), Georgia, serif;color:var(--color-black);font-size:1.2rem;font-weight:700;line-height:1.3}.payback-card__subtitle{color:var(--color-dark-gray);margin-top:.3rem;font-size:.9rem}.payback-card__highlights{grid-template-columns:1fr 1fr;gap:.6rem;margin-top:1.1rem;display:grid}.payback-card__highlight{background:#8b3a3a12;border-radius:10px;flex-direction:column;gap:.15rem;padding:.7rem .85rem;display:flex}.payback-card__highlight span{letter-spacing:.4px;text-transform:uppercase;color:var(--color-wine);font-size:.72rem;font-weight:700}.payback-card__highlight strong{color:var(--color-wine);font-size:1.15rem;font-weight:800}.payback-card__more{color:var(--color-wine);align-items:center;gap:.4rem;margin-top:auto;padding-top:1.1rem;font-size:.85rem;font-weight:700;display:inline-flex}.payback-card__more svg{transition:transform .3s}.payback-card:hover .payback-card__more svg{transform:rotate(90deg)}.payback-modal{z-index:10001;-webkit-backdrop-filter:blur(4px);opacity:0;visibility:hidden;background:#0a0a0ab3;justify-content:center;align-items:center;padding:24px;transition:opacity .3s,visibility 0s linear .3s;display:flex;position:fixed;inset:0}.payback-modal.is-open{opacity:1;visibility:visible;transition:opacity .3s,visibility linear}.payback-modal__card{background:#fff;border-radius:20px;grid-template-columns:1.1fr 1fr;width:100%;max-width:1040px;max-height:calc(100svh - 48px);animation:.35s cubic-bezier(.2,.8,.2,1) payback-zoom;display:grid;position:relative;overflow:auto;box-shadow:0 30px 80px #00000059}@keyframes payback-zoom{0%{opacity:0;transform:scale(.92)}to{opacity:1;transform:scale(1)}}.payback-modal__close{z-index:2;color:#1a1a1a;cursor:pointer;background:#fffffff2;border:0;border-radius:50%;width:40px;height:40px;font-size:1.6rem;line-height:1;position:absolute;top:14px;right:14px;box-shadow:0 4px 12px #00000026}.payback-modal__close:hover{color:var(--color-wine);background:#fff}.payback-modal__img{min-height:100%;position:relative}.payback-modal__img img{object-fit:cover;width:100%;height:100%;min-height:320px;display:block}.payback-modal__body{flex-direction:column;padding:2.25rem 2rem 2rem;display:flex}.payback-modal__body h3{color:var(--color-black);margin:0;padding-right:2.5rem;font-size:1.55rem;font-weight:700;line-height:1.25}.payback-modal__subtitle{text-align:left;color:var(--color-wine);margin:.35rem 0 1.1rem;font-size:.95rem;font-weight:600}.payback-modal__desc{color:var(--color-dark-gray);text-align:left;margin:0 0 1.4rem;font-size:.95rem;line-height:1.7}.payback-modal__stats{grid-template-columns:1fr 1fr;gap:.75rem;margin:0;display:grid}.payback-modal__stats div{background:#f6f4f4;border-radius:10px;padding:.8rem .9rem}.payback-modal__stats dt{letter-spacing:.4px;text-transform:uppercase;color:var(--color-gray);font-size:.7rem;font-weight:700}.payback-modal__stats dd{color:var(--color-dark);margin:.25rem 0 0;font-size:1.1rem;font-weight:800}.payback-modal__note,.payback-modal__nodata{color:var(--color-gray);text-align:left;margin:.8rem 0 0;font-size:.8rem}.payback-modal__nodata{background:#f6f4f4;border-radius:10px;padding:.9rem 1rem;font-size:.88rem}.payback-modal__cta{background:var(--color-wine);color:#fff;min-height:48px;font-family:var(--font-inter), sans-serif;letter-spacing:.6px;cursor:pointer;border:0;border-radius:6px;margin-top:1.6rem;padding:.8rem 1.2rem;font-size:.8rem;font-weight:700;transition:background .2s}.payback-modal__cta:hover{background:var(--color-wine-dark)}.payback-cta{text-align:center;flex-direction:column;align-items:center;gap:1.5rem;margin-top:3.5rem;display:flex}.payback-cta p{max-width:560px;color:var(--color-dark-gray);text-align:center;font-size:1.05rem;line-height:1.7}.payback-cta .btn-primary{background:var(--color-wine);border-color:var(--color-wine);color:#fff}.payback-cta .btn-primary:hover{background:var(--color-wine-dark);border-color:var(--color-wine-dark)}@media (max-width:1024px){.payback-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:768px){.payback-modal{align-items:flex-end;padding:12px}.payback-modal__card{grid-template-columns:1fr;max-height:calc(100svh - 24px)}.payback-modal__img{min-height:0}.payback-modal__img img{aspect-ratio:16/10;height:auto;min-height:0}.payback-modal__body{padding:1.5rem 1.25rem}}@media (max-width:640px){.payback{padding:72px 16px}.payback-grid{grid-template-columns:1fr}}@media (prefers-reduced-motion:reduce){.payback-modal__card{animation:none}}.payback-card__highlight{min-width:0}@media (max-width:380px){.payback-card__highlights{grid-template-columns:1fr}}